Attention homeowners: Real estate appraisal services for in Montgomery and Montgomery County

The top reasons TX homeowners call on Darron Hilty:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to cut your monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TX divorce, where real estate property needs to be divided
To settle an estate in Montgomery county or TX by determining the true market value of real estate in question

Do you own a home in or near Montgomery? Do you need help deciding the price of your real estate?
Contact Darron Hilty.

We at Darron Hilty understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Darron Hilty, we're qualified in helping customers just like you rid yourselves of unneeded PMI insurance.

Challenging Montgomery county's assessment of your property

If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Darron Hilty is your strongest weapon.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Darron Hilty can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Darron Hilty can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Darron Hilty can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.